Calvin,Danny,and+Ryoan

= **//Interest//** = = = **At first we thought //why one gets interest.// The reason is for courtesy. The banks use your money, so they pay you for it. But, who cares! You get it back.** interest if they keep putting money in the bank and you get extra money back. you will lose money if you don't have a stock and will lose money if you do have a stock that is going up slower than inflation. I think you should have a stock because your stock may eventually go up faster than inflation.
 * With that question in mind, we created six other questions:**
 * 1.** //Do banks use your money to pay other people's interest or vise versa?//
 * Answer:**Yes, Banks use your money to pay other peoples interest but, they mainly use it to give out loans.
 * 2.** //Is interest a factor of banks losing money?//
 * Answer:** When you put your money into the bank they give you interest back,but the bank gives away loans and charge interest.So the ones losing money are the ones buying loans from the bank.
 * 3.** //Can you have a negative interest rate?//
 * Answer:** Literally, yes. If you borrowed twenty dollars from a friend, he might ask you for twenty-five dollars back next week. That would be a 25% positive interest rate. If he said "next week, you give me fifteen dollars." Even though no one would do that, that is a negative interest rate.
 * 4.** //Is there a maximum interest rate?//
 * Answer:** No. If you are loaning money from a friend, the interest rate depends on the agreement. If you are gaining interest from a bank, the bank has a set interest rate that they will use.
 * 5.** //Do people earn an income on interest?//
 * Answer:** Yes. people get income because they are going to get lots of money off
 * 6.** //What is the point in having a stock for a long time if inflation is going faster than your stock?//
 * Answer:** Your stock will not always be going up slower than inflation but if it is